Business Credit Services - An Accounts Receivable Management Company since 1984

Our Services...

BCS provides a complete solution to accounts receivable credit & collection with its:

Off-site "virtual office" communication capability
"State of the art" credit and collection software
Experienced professional accounts receivable credit and collection team
Comprehensive "credit risk" management
Dispute resolution support
Customized reports for management review
Customer credit guarantees

If You Manage Your Receivables In-house...

Operating an "in-house" credit and collection department is more expensive and complex than ever. You may be concerned about or experiencing:

Expense of hiring, training, and retaining employees
Employee 'issues', benefit costs, workers compensation increases, and absenteeism
Increases in bad debt
Lost sales opportunities
Slow and uneven cash flow
Major risks

Clients of BCS have significantly reduced expenses associated with the credit and collection function while seeing and improvement in the performance of their accounts receivable and in the management of credit risk.

If You Factor Your Receivables...

If you currently "factor" your accounts receivable and would like a credit and collection effort more customized to your customers' needs, consider outsourcing this function to our experienced team of credit and collection professionals.

Your benefits include:

No charge/back person necessary
No separate charge/back reporting system
Customer credit guarantees
Flexible credit management
No need to manage non-factored receivables
Customized reporting

The Software

BCS is a leader in the development and implementation of accounts receivable software not only for our credit and collection processes but also for your management overview. Our clients are able to manage cash flow and monitor receivable performance in a way that is unique in the industry. By accessing your account through our Website, the following information is available for your review:

Invoices in dispute by customer and reason
Projected payment date of individual customer invoices
Detailed notes of conversations with your customers
Recommended or guaranteed customer credit line amounts
BCS rating on the credit worthiness of each customer
Continual graph of A/R performance
Numerous A/R reports available on your printer for management review

How Does Our Program Work?

We operate as your outsourced credit and collection department. We operate offsite so that we do not take up valuable office space, managing only the credit and collection effort. A/R deposits are under your control as payments continue to be sent directly to you by the customer.

Here's how we get the data from our clients:

You can continue to post all invoices and payments to your current system, just as you do now.
Through a daily transfer we upload a copy of your accounts receivable file, via e-mail, into our software for handling.
With the click of your mouse, using the Internet, you can view and monitor our work at any time by:
- Reviewing customer performance
- Viewing and/or printing various A/R management reports
- Printing reports of invoices in dispute to assist in revolving customer issues.

For more information on our "state of the art" collection software, call us at (800) 427-4274 to arrange a live demonstration on our website.